What You Need to Know About
Summit County's Housing Programs

The Housing Helps Program has been implemented by Summit County and the Town of Breckenridge as a means to acquire new deed restricted properties throughout Breckenridge and Summit County.

The Housing Helps Program Has Two Goals

GOAL 1: Help locals purchase a home and stay in the community.

GOAL 2: Create more deed restricted properties to help sustain our community for the future and eliminate the need for continued building.


How Does the Housing Helps Program Work?

The program will pay owners, buyers, sellers, businesses, and investors 15-30% to accept a deed restriction on homes that are currently unrestricted. The funds may be used for down payment, home repairs, special assessments, or any other purpose. In exchange, a deed restriction will be placed on the property, ensuring the property is used for local housing in the future.

There Are Two Types of Deed Restrictions

2 types of deed restrictions are being implemented through the program in Breckenridge and the Upper Blue region: “Light” Deed Restriction and “Full” Deed Restriction. The type of deed restriction you should apply for depends on your specific goals and budget for the property.

Outside of the Upper Blue Region, the county is offering up to 15% to put a “Light” Deed Restriction on properties. They are not offering the “Full” Deed Restriction program at this time.


Full Deed Restriction

Up to 30% of the property’s purchase price.

Occupant(s) must work at least 30 hours per week in Summit County.

Unit can be long term rented to a tenant who meets the 30 hours per week work requirement.

Appreciation cap of 3% per year.

Light Deed Restriction

Up to 19% of the property’s purchase price.

Occupant(s) must work at least 30 hours per week in Summit County.

Unit can be long term rented to a tenant who meets the 30 hours per week work requirement.

No appreciation cap on the property’s market value.

Ready to Learn How the Housing Helps Program Could Work for You?

 Call or text me at 970-470-3060 to discuss how the Housing Helps program could help you reach your homebuying, investing, or selling goals. We'll go over the program qualifications, application process, along with any other first-time homebuyer and additional local housing programs that are available.